Working capital for India's exporters, across the whole cycle.
CapitalXB finances exporters from purchase order to payment — export factoring, invoice financing and pre-shipment capital that turn international receivables into cash in under 72 hours.
Exporters wait weeks for payment, while operations demand capital today.
Traditional bank financing offers little relief. Approvals are slow, documentation is cumbersome, collateral is mandatory, and MSMEs are often left out because of the size of their balance sheet.
From the factory floor to the foreign port, we keep your cash moving.
Financing built around how you do business.
Every product is designed around a specific gap in the trade and export cycle. We advance funds against verified receivables, you keep shipping, selling and growing.
Capital that moves at the speed of trade.
Invoice-linked limits from ₹50 lakh to ₹2 crore, approved in minutes, built for how exporters actually trade.
Check eligibility →Regulated & compliant
RBI-authorised NBFC in AD Category III, authorised for cross-border trade.
No collateral on receivables
Financing based on the strength of your invoices, not fixed assets.
Meaningful capital
Limits typically in the range of ₹50 lakh to ₹2 crore, matched to your trade cycle.
Hassle-free approvals
Fast, focused assessment with quick digital disbursement, no bureaucracy.
Fully digital
Onboarding, assessment and disbursement handled entirely online.
From apply to funded.
Our process is designed to move at the speed of your trade requirements, entirely online, from first form to funds in your account.
Apply
Complete onboarding at capitalxb.com with basic business details, under 10 minutes, entirely online.
Limit approval
Get an appropriate limit approved to support your next shipment. Fast, focused and free of bureaucracy.
Submit invoices
Upload your export invoices or receivables through the platform. No courier, no branch visit, no paper trail.
Get funded
Funds are disbursed directly to your account, with repayments fitting your working-capital cycle.
Businesses growing with CapitalXB.
Over the past 27 years, I have worked with many banks, NBFCs, and factoring companies, and I can confidently say that the level of professionalism, responsiveness, and commitment we have experienced from CapitalXB is truly exceptional.
For a growing company like ours, timely funding is critical. It helps us make payments to suppliers on time, execute shipments smoothly, and maintain healthy business operations. The speed and efficiency with which CapitalXB handles matters have significantly contributed to our ability to grow and meet our commitments.
Our toy manufacturing and export business required factoring services and short-term business loans. CapitalXB helped us grow our revenue by 40% by ensuring smooth cash flow across our production cycle.
As an apparel exporter, access to working capital tailored to our business size was integral. CapitalXB facilitated export factoring in rupees, giving us a better conversion rate. We were able to procure additional raw materials and process more orders, leading to a 2x increase in our revenue.
CapitalXB tailored a financing plan as per our business model, enabling us to pay manufacturers early and strengthen our relationship with vendors. The documentation via their digital portal was hassle-free, significantly increasing operational efficiency.
Our growing logistics startup required working capital, and CapitalXB's experience in factoring for freight forwarders made them the ideal partner for us. This helped us scale operations faster and significantly increase our revenue.
Regulated, compliant, and built to be trusted.
Held to the standards that global trade partners and institutional capital expect, governed by RBI guidelines.
More than finance, the CapitalXB platform.
Complementary capabilities that make cross-border trade seamless. Finance stays at the core; Markets and CargoXB extend it.
Cross-border FX, settlement and international receivables, better conversion rates and transparent pricing so more of every export dollar reaches you.
- Competitive INR/USD/EUR/AED rates
- Faster cross-border settlement
- Receivables marketplace
The logistics and shipment layer, freight visibility and coordination integrated with your financing, so cash and cargo move together.
- Shipment tracking & documentation
- Customer credit profiles
- Embedded freight invoice financing
Get paid the day you ship.
Every business deserves frictionless access to growth capital, regardless of size. Complete onboarding in under 10 minutes, and get an invoice-linked limit with funds in under 72 hours.